Supply Chain
Embedded Finance
Plug-and-play credit intelligence for lenders, banks, and financial institutions serving Africa's supply chains. Patascore enables institutions to extend credit across value chains using real-time supply chain transaction data, mobile money, bank statements, and other alternative data.
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How it Works
Patascore connects anchors, SMEs, alternative data, credit scoring and loan management into one embedded finance workflow for distributors, retailers, wholesalers and merchants.
Unlock creditworthy businesses traditional scoring overlooks
Improve decisioning accuracy
Use richer supply chain and alternative data to understand real business activity, repayment capacity and risk.
Lower acquisition and underwriting costs
Embed credit into existing value chains and automate more of the underwriting process.
Grow portfolios without compromising controls
Open new customer segments while maintaining configurable policies, fraud checks and monitoring.
Case Study: NCBA Boosta
Patascore powers NCBA Bank's supply chain lending product, using transactional and alternative data to extend unsecured working capital to businesses across corporate supply chains.
New-to-bank acquisition
Help NCBA acquire new customers from corporate supply chains.
Working capital access
Extend unsecured working capital to distributors, retailers, wholesalers and merchants.
Portfolio quality
Manage risk prudently with data-driven underwriting and monitoring.
Financial inclusion
Grow lending across value chains while improving customer retention and inclusion.
What you get
Embedded finance infrastructure with scoring, policy controls, fraud monitoring and LMS connectivity.