Enabling credit scoring
for Institutions & SMEs
Our API-based, data-driven, secure centralized alternative credit scoring technology provides a holistic data aggregation infrastructure for accurate credit decisioning. You have an option to either use all or choose specific solutions for your institution needs.
Mpesa, paybill and bank
statements analytics
We understand that analyzing financial statements could be hectic especially when you have a large pool of customers. Our solution allows you to bulk upload statements which are then analyzed with our AI powered system to give you analytics that are simple to understand.
Bulk upload of documents
Graphical Representation
Credit scoring the Financial statements.
Convert pdf statements to downloadable excel and CSV
Credit History checks (CRB)
Through our aggregated pool of credit history from local Credit Bureaus, you’ll be able to identify key data which is calculated to give you a unique CRB score for the individual customer.Key data checked include:
loans taken
Betting history
Loan repayment rate
Performing and non-performing accounts
Identity checks (IPRS)
IPRS is the single source of truth for population of all Kenyan and foreign resident in Kenya. Here we check real time if customer names and ID information matches. Key data checked include:
Valid full names
Date of birth
Gender
Contact Information
Elimiza
Elimiza: Your Financial Education Partner for Business Growth. Empower your business with tips on how to access the right kind of credit and build long-term financial health.
Build your financial knowledge
Borrow Responsibly
Access higher credit limits
Strengthen your credit score
Expenditure Analysis
The Expenditure Analysis Feature helps individuals and businesses understand how their customers spend money by automatically categorising transactions from mobile money (e.g., M-Pesa) or bank statements.
- Essential vs. non-essential spending
- Monthly patterns and trends
- Cash inflows vs. outflows
- Top expense categories (e.g., rent, airtime, food)
