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• FAQ

Common Questions & Answers

Here’s everything you need to know about Patascore, from features to getting started.

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Patascore is a contextual credit scoring platform that leverages alternative data to assess creditworthiness, especially for individuals and SMEs with limited or no traditional credit history.
Patascore uses alternative data sources like mobile money, transactional data, and behavioral patterns, unlike traditional methods that rely heavily on credit bureau reports.
Lenders, fintechs, microfinance institutions, and other businesses seeking to assess credit risk can use Patascore.
It uses bank and mobile money statements, transactional behavior, and credit bureau data.
Yes, Patascore uses industry-standard encryption and privacy controls to ensure data security and compliance.
You can integrate via our API or use the portal — it’s quick and requires no setup for the latter.