LMS as a Service

Loan Management
System as
a Service

Patascore LMS is a lightweight, end-to-end loan management platform for origination, disbursement, repayment, collections, portfolio monitoring and core banking integration.

Trusted by

NCBA logo
Nation Sacco logo
Process

How it Works

Manage the full loan lifecycle from customer onboarding and loan application through disbursement, repayment, collections, restructuring, reporting and portfolio monitoring.

Why Patascore LMS

End-to-end lending infrastructure for modern institutions

Replace manual loan tracking

Bring loan operations into structured workflows with clearer ownership and controls.

Improve collections productivity

Allocate officers, monitor promises to pay and standardise follow-up actions.

Improve portfolio visibility

Use dashboards and reports to monitor arrears, PAR buckets and performance.

Use cases

Designed for operational lending teams

Support banks, SACCOs, MFIs, fintechs and ecosystem lenders without building a lending platform from scratch.

Digital credit operations

Run origination, disbursement, repayment and collections from one system.

SACCO loan management

Manage member loans, repayments, arrears and reporting workflows.

Embedded partner lending

Support partner-led lending journeys with operational controls.

Portfolio monitoring

Track arrears, ageing, PAR buckets and risk movement across loan books.

Key capabilities

Loan lifecycle controls in one platform

Originate, manage, monitor and recover loans with structured workflows and integration-ready operations.

Borrower and customer management

Loan application tracking

Loan creation and disbursement workflows

Repayment tracking and reconciliation

Loan ageing and overdue tracking

PAR bucket tracking

Collections officer allocation

Promise-to-Pay monitoring

Customer feedback and call outcomes

Bulk SMS and WhatsApp communications

Demand letter and reminder workflows

CRB listing and delisting support

External debt collector escalation

Waiver and restructuring workflows

Core banking integration

Real-time dashboards and reports